A missed exception doesn't cost the AI $200,000. It costs you.
A missed satisfaction or exception doesn't cost $200,000 to an AI. It costs the agency or the underwriter or both.
That's the part every AI conversation in Title seems to skip. Title examination is legal work. Doesn't matter if you're in an attorney state or a title/escrow state. Examiners read legal documents, make judgment calls, and carry real liability. No software vendor is, or should be, signing up for that.
But here's what's also true. Your examiner doesn't need 30 years of experience to pull documents, perform searches, organize a chain, or flag a regular issue. But that's what consumes 70% of their day - time that a purpose-built AI tool can save TODAY.
The key word is "purpose-built." A ChatGPT wrapper is not that. Purpose-built AI hands your examiner a head start, then gets out of the way while they review and sign off on every critical step. That's AI that augments the examiner and makes them 3X more productive. That's the only approach that makes sense when the stakes are six/seven figures and the liability sits with the business.
